Whether you’re an expert rider or just a beginner, all-terrain vehicle (ATV) insurance lets you ride the trails with confidence. Our carriers have full range of coverage options, from basic ATV liability insurance to custom equipment insurance, plus money-saving discounts.


ATV insurance options for you and your ride A basic all-terrain vehicle insurance coverage options include:


  • Collision – Damage to your ATV from a collision with another ATV, a rock, a tree or other obstacle
  • Comprehensive – Loss or damage from theft, fire, vandalism or other covered misfortune
  • Property damage – Damage caused to another person’s property
  • Bodily injury – Other people’s medical expenses, if you’re at fault in an accident
  • Uninsured motorist – Damage caused by an uninsured or underinsured rider


Protect yourself and your ATV with additional coverage for:


  • Custom equipment you’ve added to your ATV
  • Medical payments for you and your passengers, regardless of who’s at fault in an accident
  • Possible Discounts Start saving on your policy with discounts by completing an approved safety course
  • Being a member of a riding association (more than 25 national associations are eligible)
  • Insuring multiple vehicles with Nationwide, including ATVs, motorcycles, snowmobiles, autos and more (up to 12 vehicles on one policy)
  • Owning your home, condo or townhome
  • Paying your 12-month premium in full


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