Short Term Medical Plans (STM) offers you and your family under to age 65 the opportunity to purchase quality, affordable major medical coverage on a temporary basis. This program offers coverage to be provided for physician services, surgery, outpatient and inpatient care.


Anytime you are without insurance, you are running a risk. You may not have a health problem now, but insurance is for the unexpected. You can apply for three (3) or up to six (6) months of consecutive coverage periods.


Health Protect - STM allows you and your family to purchase affordable short-term medical coverage for physician services, surgery, outpatient and inpatient care for a temporary period.


Medical plan offers:


  • Eligibility up to age 65
  • Including; $2,000,000 Lifetime Maximum Per Covered person
  • Freedom to choose any doctor or hospital
  • Choice of $250, $500, $1,000, and $2,500 deductibles  
  • Child only coverage.  
  • US citizenship not required (must be resident for 12months)  


Convenient payment options:


Select to pay monthly or single payment, (discount for 30-180 days) Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft;


We are able to offer Health Protect Only to those in the following FL, GA & PA: Not available in MA, NJ, NY, VT, WA


A Perfect Solution For Individuals who require Health Coverage


  • Between group health insurance plans.
  • For a college or graduate student.
  • For dependents no longer eligible under family plans.
  • For a cobra alternative or replacement.
  • For a Part-time or Temporary Employee
  • Due to unemployment, lay off, strike or leave of absence.
  • Due to cost of other permanent coverage.

    
If you fit into any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. For a free Short-Term Medical quote, please select your one of the options shown above, then click "Get Quote."

rELATED BROCHURES
  • LINCOLN LIFE LEGACY UNIVERSAL LIFE
  • ​METLIFE PROMISE WHOLE LIFE
  • GENWORTH LIFETIME FLEX PLUS UNIVERSAL LIFE  

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