Employees who travel on business are well aware of the risks, and that awareness can distract their attention from business. Business Travel Accident coverage offers security beyond the protections provided by group life, workers' compensation and Social Security benefits. Should an accident occur, Business Travel Accident coverage would provide benefits to help the employee's family take care of the many expenses at the time of the accident, and beyond. That added security gives business travelers, "peace of mind," so they can keep their minds on business.
In addition to protecting frequent air travelers, the coverage protects anyone who makes shorter business trips using other modes of transportation. That means all covered employees who leave the worksite to further the employer's business--from sales calls to trips to the post office--will be protected in the event of an accident.
The two most frequently used options are the following:
Eligible employees are insured on or off the job, 24 hours a day, anywhere in the world. Coverage begins for each employee on the date requested by the employer provided we receive the name of each employee on or prior to the requested date of coverage.
Business Travel Only
Eligible employees are covered 24 hours a day, anywhere in the world, while on any business trip. Coverage automatically begins when the employee leaves work or home (whichever occurs last) for a business trip. Coverage continues throughout the trip until the employee returns home or to the office (whichever occurs first.)